What are your requirements?

Every person and situation is different.  We personally review each application and try our best to make informed credit decisions.  It is not based upon your credit score, but rather your previous credit experience.

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What if I need a cosigner?

Simple!  Have them fill out an application and we will handle the rest.

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What are the terms of repayment?

​Loans vary by amount and collateral, but the terms of personal loans range from 6 to 36 months, and have a maximum contract rate of 36% as regulated by the State of Louisiana, where auto loans generally range from 13 to 48 months.  Rates vary on auto loans by class, as regulated by the State of Louisiana.

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What do I need if I'm approved?

In most cases, you will be required to provide your driver's license or ID, your last paycheck stub, a list of collateral, and 4 personal references.  This information can vary depending on the approval.

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